Terms of Use

Website Purpose

Senior Coverage Plans is a non-government website designed to help consumers interested in Medicare-related information and insurance options connect with licensed insurance agents, agencies, or approved insurance partners.

Senior Coverage Plans is NOT affiliated with or endorsed by the United States government, Medicare, or the Centers for Medicare & Medicaid Services (CMS).

Information provided on this website is for educational and marketing purposes only and should not be considered legal, financial, medical, or professional advice.

Eligibility

You must be at least 18 years of age to use this website or submit information through this website.

By using this website, you confirm that you meet this requirement.

Consent to Contact

By submitting your information through this website, you authorize Senior Coverage Plans, licensed insurance agents, agencies, and approved insurance partners to contact you regarding Medicare-related products and services by phone, email, text message, or automated technology where permitted by law.

Consent is not required as a condition of purchase.

You may opt out of communications at any time by following applicable opt-out instructions or contacting us directly.

Licensed Agent Disclosure

Medicare plan discussions, recommendations, comparisons, and enrollment activities are conducted only by licensed insurance agents where required by law. Non-licensed representatives may assist with administrative support, scheduling, intake, verification, or transfer coordination only.

No Guarantee of Coverage or Eligibility

Eligibility for Medicare plans depends on:

• qualification requirements
• geographic availability
• plan availability
• insurance carrier approval

Plans and benefits may vary by location and individual circumstances.

Third-Party Services

Senior Coverage Plans may work with third-party licensed insurance agents, agencies, marketing partners, technology providers, and service providers.

We are not responsible for products, services, representations, or conduct of third-party entities.

Any transactions or decisions made with third parties are solely between you and the applicable third party.

Intellectual Property

All website content including text, graphics, logos, designs, trademarks, and marketing materials are the property of Senior Coverage Plans or its licensors and may not be copied, reproduced, distributed, or used without prior written permission.

Prohibited Uses

You agree not to:

• use the website for unlawful purposes
• submit false or misleading information
• interfere with website operations or security
• attempt unauthorized access to systems or data
• copy or distribute website content without permission

Disclaimer of Warranties

This website and all content are provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee:

• uninterrupted availability
• accuracy
• completeness
• error-free operation of the website

Limitation of Liability

To the fullest extent permitted by law, Senior Coverage Plans and its affiliates, officers, employees, contractors, licensors, and partners shall not be liable for indirect, incidental, consequential, punitive damages arising from or related to your use of this website.

Arbitration and Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms of Use or your use of the website shall be resolved through binding individual arbitration in accordance with applicable law.

The arbitration shall be conducted by a mutually agreed arbitration provider and governed by its applicable consumer arbitration rules.

You agree that disputes will be resolved on an individual basis only and waive any right to participate in a class action or class-wide arbitration, to the extent permitted by law.

Nothing in this section prevents either party from seeking temporary injunctive or equitable relief in a court of competent jurisdiction where necessary.

Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.

Changes to Terms

We may update these Terms of Use from time to time. Updated versions will be posted on this page with a revised effective date. Continued use of the website after changes become effective constitutes acceptance of the revised Terms.

Governing Law

These Terms of Use shall be governed by the laws of the State of Texas, without regard to conflict of law principles.

Contact Information

Senior Coverage Plans / Leads360 LLC
Email: privacy@seniorcoverageplans.com